Light Up Someone's Life Today!!!
不經意的一句輕浮話，有時會自毀前程，而一句關懷別人的話，卻能讓沮喪的人有生存下去的勇氣。所以，人要常說：
第一、給人歡喜的話；
第二、給人鼓勵的話；
第三、給人肯定的話；
第四、給人讚美的話。
多說好話，少說壞話。
Tuesday, August 19, 2008
「一句話」
Light Up Someone's Life Today!!!
不經意的一句輕浮話，有時會自毀前程，而一句關懷別人的話，卻能讓沮喪的人有生存下去的勇氣。所以，人要常說：
第一、給人歡喜的話；
第二、給人鼓勵的話；
第三、給人肯定的話；
第四、給人讚美的話。
多說好話，少說壞話。
Friday, August 15, 2008
RE: To enrol or not to enrol
I've finally enrol myself to the CFA Level I, going to sit for the exam this coming Dec 7th. Need to study extremely hard now lo.... Finally... my first move into the investment profession!! I know the journey will not be easy and it needs a lot of time n effort but will still be my choice of career path. I can see it in the future... This time.... I'm going to make it to the best of my life!!!
CFA Institute Identification Number: XXXXXX
Level: Level I CFA Examination Registration
Test Center Selection: KUL- Kuala Lumpur
Exam Date: Sunday, December 7, 2008
Dear Miss Leong:
Congratulations on taking the next step in advancing your knowledge of the investment profession. We are delighted with your decision to pursue the CFA Charter, the gold standard of professional credentials within the global investment community.
As you know, the CFA Program represents an important step in your career because earning the CFA Charter involves much more than passing three examinations. It is an ongoing commitment to the profession's most stringent Code of Ethics, which all CFA Institute candidates and members take very seriously.
The prestige of the CFA Charter is also attributable to the challenging nature of the examinations themselves, and to the rigor and commitment that preparation will require of you.
You will soon receive the single most important resource in preparing for the CFA examinations: the curriculum. Your thorough understanding of the curriculum is vital to success on each exam. You may check the delivery status online by logging into account home and clicking on the CFA Program Registration link. (Please note that import duty and/or tax may be assessed by local customs on deliveries to non-US addresses. If local regulations require you to pay import fees, you will be notified by the shipping company (UPS, FedEx, or DHL) with additional information.)
Also note that your registration fee includes access to one free online sample exam. These are designed to help in your preparation and are available several weeks before exam day.
The Candidate Preparation Toolkit, provides a single-point reference for the comprehensive array of study resources that are available to you. We encourage you to visit this section of the website regularly. Important information, including errata, testing policies, and exam details are available in the toolkit. The first study session for each level is also available, if you would like to begin preparation before your curriculum arrives.
To make sure your registration and enrollment are correct, please review the following key details:
Your CFA Institute identification number is shown at the top of this e-mail. This will be your number throughout your candidacy; please refer to it when contacting us. We encourage you to keep your contact information current to ensure the delivery of important and timely information. You may maintain your contact information through your online profile.
Your test center, exam level, and exam date are also shown at the top of this e-mail. If these are not what you requested, please notify us immediately. To request a testing accommodation, please visit our website at Testing Accommodations. All requests must be received by CFA Institute at least 75 days prior to exam day.
We will notify you by e-mail when your CFA Examination Admission Ticket is available on the CFA Institute website, approximately six weeks before the exam date.
In the coming months, we will contact you with more information as you progress with your preparation. Remember that self-discipline and consistency are the hallmarks of a good study program.
You can print a receipt by visiting the Manage Your Account page on our website.
Best regards,
CFA Institute
CFA Institute Identification Number: XXXXXX
Level: Level I CFA Examination Registration
Test Center Selection: KUL- Kuala Lumpur
Exam Date: Sunday, December 7, 2008
Dear Miss Leong:
Congratulations on taking the next step in advancing your knowledge of the investment profession. We are delighted with your decision to pursue the CFA Charter, the gold standard of professional credentials within the global investment community.
As you know, the CFA Program represents an important step in your career because earning the CFA Charter involves much more than passing three examinations. It is an ongoing commitment to the profession's most stringent Code of Ethics, which all CFA Institute candidates and members take very seriously.
The prestige of the CFA Charter is also attributable to the challenging nature of the examinations themselves, and to the rigor and commitment that preparation will require of you.
You will soon receive the single most important resource in preparing for the CFA examinations: the curriculum. Your thorough understanding of the curriculum is vital to success on each exam. You may check the delivery status online by logging into account home and clicking on the CFA Program Registration link. (Please note that import duty and/or tax may be assessed by local customs on deliveries to non-US addresses. If local regulations require you to pay import fees, you will be notified by the shipping company (UPS, FedEx, or DHL) with additional information.)
Also note that your registration fee includes access to one free online sample exam. These are designed to help in your preparation and are available several weeks before exam day.
The Candidate Preparation Toolkit, provides a single-point reference for the comprehensive array of study resources that are available to you. We encourage you to visit this section of the website regularly. Important information, including errata, testing policies, and exam details are available in the toolkit. The first study session for each level is also available, if you would like to begin preparation before your curriculum arrives.
To make sure your registration and enrollment are correct, please review the following key details:
Your CFA Institute identification number is shown at the top of this e-mail. This will be your number throughout your candidacy; please refer to it when contacting us. We encourage you to keep your contact information current to ensure the delivery of important and timely information. You may maintain your contact information through your online profile.
Your test center, exam level, and exam date are also shown at the top of this e-mail. If these are not what you requested, please notify us immediately. To request a testing accommodation, please visit our website at Testing Accommodations. All requests must be received by CFA Institute at least 75 days prior to exam day.
We will notify you by e-mail when your CFA Examination Admission Ticket is available on the CFA Institute website, approximately six weeks before the exam date.
In the coming months, we will contact you with more information as you progress with your preparation. Remember that self-discipline and consistency are the hallmarks of a good study program.
You can print a receipt by visiting the Manage Your Account page on our website.
Best regards,
CFA Institute
<哇卡..出发咯....>
明天就要去DAMAI LAUT啦！！ 很兴奋很开心啊！！ 又是一个愉快的周末。。。 哈哈。。 以下是星座怎样说明天的路程。
~天秤座~
有效日期:2008-08-16
綜合運勢 4-star
愛情運勢 4-star
工作狀況 3-star (doesnt matter coz it's Saturday!)
理財投資 4-star
健康指數 83% (best for all activities)
商談指數 71%
幸運顏色 銀色
幸運數字 2
速配星座 魔羯座
Summary:
幸運就在目前具話題性的事物上，不妨多留意一下現在的流行趨勢。
人氣運上升處處受寵愛的感覺，積極地走入人群中，實際去感受一下被這個運氣環繞的感覺。愛情運也不錯喔，約會愉快溫馨的一日，兜兜風等，往大自然中去，愉快的夏日氣息就趁這兩天享樂一下吧。
Tuesday, August 5, 2008
The Value of the Money....
A well-known speaker started off his seminar by holding up a $20.00 bill. In the room of 200, he asked, "Who would like this $20 bill?"
Hands started going up.
He said, "I am going to give this $20 to one of you but first, let me do this.
He proceeded to crumple up the $20 dollar bill.
He then asked, "Who still wants it?"
Still the hands were up in the air.
Well, he replied, "What if I do this?"
And he dropped it on the ground and started to grind it into the floor with his shoe.
He picked it up, now crumpled and dirty.
"Now, who still wants it?"
Still the hands went into the air.
My friends, we have all learned a very valuable lesson.
No matter what I did to the money, you still wanted it because it did not decrease in value. It was still worth $20.
Many times in our lives, we are dropped, crumpled, and ground into the dirt by the decisions we make and the circumstances that come our way. We feel as though we are worthless. But no matter what has happened or what will happen, you will never lose your value. Dirty or clean, crumpled or finely creased, you are still priceless to those who DO LOVE you.
The worth of our lives comes not in what we do or who we know, but by WHO WE ARE and WHOSE WE ARE. Everyone are special - Don't EVER forget it."
Count your blessings, not your problems.
"And remember: amateurs built the ark .. professionals built the Titanic.
If God brings you to it - He will bring you through it."
No one will manufacture a lock without the keys, similarly God will not give problems without solutions.
Hands started going up.
He said, "I am going to give this $20 to one of you but first, let me do this.
He proceeded to crumple up the $20 dollar bill.
He then asked, "Who still wants it?"
Still the hands were up in the air.
Well, he replied, "What if I do this?"
And he dropped it on the ground and started to grind it into the floor with his shoe.
He picked it up, now crumpled and dirty.
"Now, who still wants it?"
Still the hands went into the air.
My friends, we have all learned a very valuable lesson.
No matter what I did to the money, you still wanted it because it did not decrease in value. It was still worth $20.
Many times in our lives, we are dropped, crumpled, and ground into the dirt by the decisions we make and the circumstances that come our way. We feel as though we are worthless. But no matter what has happened or what will happen, you will never lose your value. Dirty or clean, crumpled or finely creased, you are still priceless to those who DO LOVE you.
The worth of our lives comes not in what we do or who we know, but by WHO WE ARE and WHOSE WE ARE. Everyone are special - Don't EVER forget it."
Count your blessings, not your problems.
"And remember: amateurs built the ark .. professionals built the Titanic.
If God brings you to it - He will bring you through it."
No one will manufacture a lock without the keys, similarly God will not give problems without solutions.
Monday, August 4, 2008
To enroll or not to enroll??
Yah, it’s the CFA that bothers me now… Tot I have made up my mind? Yeap, already had but just minutes ago only to realize I do not have enough courage to click the word “Register”. Oh shit….
I know it’s already Aug and exam is in about 4 month’s time. I keep reminding myself I don’t really have much time to study now. It’s all about battle now and I knew once I’ve started, I really have to be committed to it!!! There’s only one time of chance and I can’t afford to give myself any excuse for not passing it. Time is limited and concentration is the thing I need now!!! No more holidaying, no more photography, no more leisure!!! And it’s all about time management!! Seeing the 6 “telephone book” thick textbooks everyday is like poisoning me day by day…. How can I be able to digest all of them in just 4 months????? Come on, you better kill me now!!!
I understand the principle of opportunity cost, the scarification of something that I have in order to get something that I want. It’s not about cost and benefit analysis anymore and thus you cannot measure what you’ll lost with what you’re going to get!! Sounds complicated?? Yeap, sometimes I do struggle between satisfaction and being realistic. Thinking too much is my only weakness but sometimes I do enjoy being complicated. Freak ya…
Honestly, I am now really 100% scared… I know it’s just a feeling but it really bothers me!! Too many “What if” in my consideration…. The reason? It’s all because it involves a lot of money and time. And it’s all about my future, my career and my dreams…. Although failing the exam is terrible enough but thinking about what I really want is the most terrify me! Is this the one that I want and what if CFA doesn’t bring me to my goals? What if I fail? What if passing the exam doesn’t help me in my finance career? All these questions keep playing around my head like a never stop merry-go-around….
How I wish there will be someone who can help me…. Please, God, I need wisdom and guidance to all these worries… Please pull me away from all those greed, misjudgments and doubts. Please direct me to concentration, calm mind and positive thinking.
I know it’s already Aug and exam is in about 4 month’s time. I keep reminding myself I don’t really have much time to study now. It’s all about battle now and I knew once I’ve started, I really have to be committed to it!!! There’s only one time of chance and I can’t afford to give myself any excuse for not passing it. Time is limited and concentration is the thing I need now!!! No more holidaying, no more photography, no more leisure!!! And it’s all about time management!! Seeing the 6 “telephone book” thick textbooks everyday is like poisoning me day by day…. How can I be able to digest all of them in just 4 months????? Come on, you better kill me now!!!
I understand the principle of opportunity cost, the scarification of something that I have in order to get something that I want. It’s not about cost and benefit analysis anymore and thus you cannot measure what you’ll lost with what you’re going to get!! Sounds complicated?? Yeap, sometimes I do struggle between satisfaction and being realistic. Thinking too much is my only weakness but sometimes I do enjoy being complicated. Freak ya…
Honestly, I am now really 100% scared… I know it’s just a feeling but it really bothers me!! Too many “What if” in my consideration…. The reason? It’s all because it involves a lot of money and time. And it’s all about my future, my career and my dreams…. Although failing the exam is terrible enough but thinking about what I really want is the most terrify me! Is this the one that I want and what if CFA doesn’t bring me to my goals? What if I fail? What if passing the exam doesn’t help me in my finance career? All these questions keep playing around my head like a never stop merry-go-around….
How I wish there will be someone who can help me…. Please, God, I need wisdom and guidance to all these worries… Please pull me away from all those greed, misjudgments and doubts. Please direct me to concentration, calm mind and positive thinking.
２００８年８月４日， 蓝色星期一， 闷热的一个下午
踏入２００８年的八月了。。。 生活依然很迷惘， 很寂寞。 事业还是保持现状没什么变化。 爱情呢？ 虽然不是单身但也没什么分别。 他还是在挣扎于他自己的事业， 家庭和金钱， 根本没有太多的时间来陪我更不用说去了解对方。 我很想继续勇往直前但又害怕我走的太快会让我们的距离越来越大， 到时候要挽留就太迟了。
八个年头实在不容易走的。。。 大家都已经习惯了对方的存在就好像自己的一部分。我知道我是爱他的， 只是搞不清楚到底是真的爱还是只是一种习惯。 我想爱其实也是一种考验吧， 考验我们对时间的信任， 时间越长这个试就越难考。 我深信每一对恋人刚开始的时候都是甜蜜的， 只会看到对方的美。 但当日子长了我们就会了解到原来爱对方是不需要任何的条件， 只需要两个人的感觉是对的就够了。 不需要太多的花言巧语， 不需要太华丽的生活， 也不需要太多的金钱， 只需要在同一个时间两个人拥有共同的目标， 手牵手一起努力去追寻梦想就够了。 有时候能不能到达终点便不是最重要， 最重要的是在过程中我们是否学会珍惜身边的每一件事每一个。 快乐和悲伤只是一线之差。
八个年头实在不容易走的。。。 大家都已经习惯了对方的存在就好像自己的一部分。我知道我是爱他的， 只是搞不清楚到底是真的爱还是只是一种习惯。 我想爱其实也是一种考验吧， 考验我们对时间的信任， 时间越长这个试就越难考。 我深信每一对恋人刚开始的时候都是甜蜜的， 只会看到对方的美。 但当日子长了我们就会了解到原来爱对方是不需要任何的条件， 只需要两个人的感觉是对的就够了。 不需要太多的花言巧语， 不需要太华丽的生活， 也不需要太多的金钱， 只需要在同一个时间两个人拥有共同的目标， 手牵手一起努力去追寻梦想就够了。 有时候能不能到达终点便不是最重要， 最重要的是在过程中我们是否学会珍惜身边的每一件事每一个。 快乐和悲伤只是一线之差。
~2008年度愛情運~
愛情在2008年對你來說慢慢變得不如往年重要。當然囉，你還是會出去玩、約會和享樂，但對單身天秤座而言，今年還不太可能步入禮堂。基本上今年將維持現狀。單身天秤座仍會維持單身，而已婚天秤座的婚姻也將保持現狀。對於善於社交的天秤座而言，好消息是今年你們將有更多社交方面的自由，但是你可以依自己的選擇改善愛情與社交方面現狀。
雖然不太可能結婚，風流韻事或多角關係還是有高機率發生。你也很容易和與工作地點、同事或工作認識的物件產生戀愛機會，有很多發生辦公室戀情的機會。另外今年很特別的是，你很有可能與你健康有關的人發生戀愛機會，不一定是醫生，可能是健身房、瑜伽教室或健康食品店或是營養師。如果你是單身，今年要注意很有可能出乎意料地懷孕，而且性欲和生育能力都很強。
友誼這幾年一直很重要，不過2008年將面臨考驗，這個趨勢從07持續至今年。基本上你今年比去年更可以可看清誰是好人，誰是真心誠意的朋友而誰不是。
品質好的朋友今年可以禁得起你的考驗，品質差的朋友將遠離，別傷心，因為你之後可以專注於真的好友情，讓酒肉朋友離開你。
愛情與社交機會來自四面八方，這段期間也適合回顧你的婚姻、愛情與整體社交狀況。上半年檢討自己，因為良好的檢視過去，將有助你更上一層樓。6月前不適合計畫結婚或離婚，適合厘清社交情況。所以重點是，辦公室戀情的高可能性，對象為主管的機率高於同事。另外，你有很多機會將與高身份地位的人來往，最少會與這些人關係不錯。
愛情與婚姻雖然還是你人生中的仍是首要目標。不過這段期間單身的天秤座會認真思考婚姻的可能性。認真的交往關係會發生，但仍備受考驗，感情將有不少小波動，讓你感覺不太穩定，不過桃花機會很多。
雖然不太可能結婚，風流韻事或多角關係還是有高機率發生。你也很容易和與工作地點、同事或工作認識的物件產生戀愛機會，有很多發生辦公室戀情的機會。另外今年很特別的是，你很有可能與你健康有關的人發生戀愛機會，不一定是醫生，可能是健身房、瑜伽教室或健康食品店或是營養師。如果你是單身，今年要注意很有可能出乎意料地懷孕，而且性欲和生育能力都很強。
友誼這幾年一直很重要，不過2008年將面臨考驗，這個趨勢從07持續至今年。基本上你今年比去年更可以可看清誰是好人，誰是真心誠意的朋友而誰不是。
品質好的朋友今年可以禁得起你的考驗，品質差的朋友將遠離，別傷心，因為你之後可以專注於真的好友情，讓酒肉朋友離開你。
愛情與社交機會來自四面八方，這段期間也適合回顧你的婚姻、愛情與整體社交狀況。上半年檢討自己，因為良好的檢視過去，將有助你更上一層樓。6月前不適合計畫結婚或離婚，適合厘清社交情況。所以重點是，辦公室戀情的高可能性，對象為主管的機率高於同事。另外，你有很多機會將與高身份地位的人來往，最少會與這些人關係不錯。
愛情與婚姻雖然還是你人生中的仍是首要目標。不過這段期間單身的天秤座會認真思考婚姻的可能性。認真的交往關係會發生，但仍備受考驗，感情將有不少小波動，讓你感覺不太穩定，不過桃花機會很多。
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